As a member-owned financial cooperative, Kitsap Credit Union employees will always act in our members’ best interest. One way we demonstrate that commitment is by providing a full range of conservative member home loan options. KCU is, in fact, loaning more money to more member homeowners than ever in our forty years of offering home mortgages. We have a conservative approach to our home loan products. As an example, we have never offered so called sub-prime loans that have been the subject of many lender challenges lately. Kitsap Credit Union experiences one of the lowest loan delinquency rates among our peers. In addition, all of our loan qualifying decisions are made locally.
KCU’s real estate loans include
- Fixed Rate Loans
- Adjustable Rate Mortgages (ARMS)
- VA/FHA Mortgages
- Jumbo Loans (over $417,000)
- All-In-One Construction Loans
Contact KCU’s Home Loan Center at (360) 662-2266 or access our 15-minute pre-approval online application at kitsapcu.org when your ready to refinance your home, purchase, or build a new one. The window of opportunity is open.
Federally insured by NCUA
Equal Housing Lender