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List Of Fees
Money Market Account Fees
Money Market Account
Monthly fee waived if the Average Daily Balance is $2,000 or higher
$10.00 per month

Checking Account Fees
Microfilm copy of check in excess of 5 per statement period $3.00 per check
Stop Payment Order on a check or ACH/EFT*
*The Credit Union may require closure of checking account
$25.00 per item
Returned Item, Non-Sufficient Funds $28.00
Classic Checking FREE
Gold Checking
Fee waived if either the Average Daily Balance is $1,000 or higher, or if 4 of the following types of accounts are in place on the account on the last day of the month:
VISA Credit, IRA, Safe Deposit Box, Direct Deposit, Share Certificate, IRA Certificate, Consumer Loan, Real Estate Loan.
$7.00 per month
Checkbook Balancing
Research revealing an error on the part of the Credit Union is not charged to the member.
$15.00 per hour
Printing & Delivery of Checks
Prices are established by the check supplier.
Courtesy Pay Fee $28.00 per item

ETF Fees
Standard Funds Transfers $3.00 per transaction
Premium Funds Transfers $5.00 per transaction
Pay People Funds Transfers $5.00 per transaction
ATMs (cash machines) not owned by KCFCU:
Withdrawals and/or Transfers

$0.75
Returned Deposited Item $11.00
Withdrawal on Non-Sufficient Funds $28.00
Courtesy Pay Fee $28.00 per transaction
Online Bill Payment
*$4.95 Monthly Online Bill Payment fee is waived for members who have at least one of the following products or services: Direct Deposit, Gold Checking or Premier Club.
Free/$4.95 per month*
Empty Envelope $28.00

Miscellaneous Fees
Corporate Check Issue (Members) $4.00
Corporate Check Issue (Non-members) $7.00
Corporate Check Copy (no fee to Premier Club Members) $3.00
Check Verification / Cashing $5.00
Premier Club Annual Membership $12.00
Returned Deposited Item $11.00
Money Orders (no fee to Premier Club Members) $3.00
Travelers Checks for one (no fee to Premier Club Members) $1.00 per $100
Travelers Checks for two ($0.50 / $100 for Premier Club Members) $2.00 per $100
Statement Copies or Printouts $5.00 per statement
Outgoing Wire Transfers (no fee to Premier Club Members) $15.00
Outgoing Wire Transfers, International $30.00
Incoming Wire Transfers (non-members) $20.00
Western Union Wire Transfers (plus add'l fee based on amount) $15.00
Research Fee $20.00 per hour
Accounts with no activity for two years and a balance under $75 $5.00 per month
Invalid address accounts with no activity for one year $5.00 per month
Legal Processing/Requests $75.00 per hour
VISA Draft Copies (non-disputed) $6.00
Signature Guarantee $25.00
Replacement Card - RUSH Order $75.00

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