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Disclosures
Visa Credit Account Loan Rates
Effective: June 16, 2008
VISA Credit Account Loans
VISA APR† Monthly Periodic Rate
Platinum9.90%0.82500%
Gold7.90%*0.65833%
Classic13.00%1.08333%
Standard17.90%1.49167%
    Additional Information:
  • $30,000 annual income required for VISA Gold.
  • $40,000 annual income required for VISA Platinum.
  • *The VISA Gold rate is adjusted quarterly based on the current Prime Rate listed in the Wall Street Journal on the Friday preceding the statement cycle date plus a margin of 2.9% - No Annual Fee. The maximum rate for this variable rate product is 18%.
    •
†APR Refers to Annual Percentage Rate

The rate for which a borrower qualifies may depend upon the borrower's credit score, term of loan, down payment, and past credit performance. This rate schedule sets forth certain conditions, rates, fees and charges applicable to your accounts at the Credit Union at this time. The Credit Union may offer other rates or amend the rates contained in this schedule from time to time.TEST

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