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Effective: June 16, 2008 |
New Automobile Loans
(all rates fixed)
|
APR†
(as low as) |
Loan Amount |
Maximum Term
(months) |
Vehicle Age |
| 6.75% | $25,001+ | 84 |
2005+ |
| 6.25% | $15,001+ | 72 |
2005+ |
| 6.00% | No Maximum | 60 |
2005+ |
| 5.75% | No Maximum | 48 |
2005+ |
| 5.50% | No Maximum | 36 |
2005+ |
Used Automobile Loans
(all rates fixed)
|
APR†
(as low as) |
Loan Amount |
Maximum Term
(months) |
Vehicle Age |
| 8.00% | $15,001+ | 72 |
2001 - 2004 |
| 7.75% | No Maximum | 60 |
2001 - 2004 |
| 7.50% | No Maximum | 48 |
2001 - 2004 |
| 9.00% | No Maximum | 48 |
2000 and older |
Additional Information:
- 20% or more down, reduce all above rates by 0.50 base points.
- On new untitled vehicles, the Credit Union will finance up to 100% of the purchase price, plus tax, license, and warranty not to exceed $2,000 or 110% of MSRP, whichever is less.
- Combination loans (trucks and campers/trailers) will be issued at the higher of the two interest rates.
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Effective: June 16, 2008 |
New Recreational Vehicle & Boat Loans
(all rates fixed)
|
APR†
(as low as) |
Loan Amount |
Maximum Term
(months) |
Vehicle Age |
| 7.00% | $50,001+ | 180 |
2005+ |
| 7.00% | $15,001 - $50,000 | 144 |
2005+ |
| 6.50% | Up to $15,000 | 84 |
2005+ |
Used Recreational Vehicle & Boat Loans
(all rates fixed)
|
APR†
(as low as) |
Loan Amount |
Maximum Term
(months) |
Vehicle Age |
| 7.25% | $50,001+ | 180 |
2004 and older |
| 7.25% | $30,001 - $50,000 | 144 |
2004 and older |
| 7.25% | $15,001 - $30,000 | 120 |
2004 and older |
| 6.75% | Up to $15,000 | 84 |
2004 and older |
Additional Information:
- 20% or more down, reduce all above rates by 0.50 base points.
- On new untitled RVs/Boats, the Credit Union will finance up to 100% of the purchase price, plus tax, license, and warranty not to exceed $2,000 or 110% of MSRP, whichever is less.
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Effective: June 16, 2008 |
New Motorcycle/ATV, Snowmobile, Personal Watercraft Loans
(all rates fixed)
|
APR†
(as low as) |
Loan Amount |
Maximum Term
(months) |
Vehicle Age |
| 7.00% | $10,001+ | 72 |
2005+ |
| 7.00% | $7,501 - $10,000 | 60 |
2005+ |
| 7.00% | Up to $7,500 | 48 |
2005+ |
Used Motorcycle/ATV, Snowmobile, Personal Watercraft Loans
(all rates fixed)
|
APR†
(as low as) |
Loan Amount |
Maximum Term
(months) |
Vehicle Age |
| 8.25% | $10,001+ | 60 |
2004 and older |
| 8.25% | $5,001 - $10,000 | 48 |
2004 and older |
| 8.75% | Up to $5,000 | 36 |
2004 and older |
Additional Information:
- 20% or more down, reduce all above rates by 0.50 base points.
- On new untitled motorcycles, ATVs, snowmobiles, and personal watercraft, we will finance up to 100% of the purchase price plus tax, license, and warranty not to exceed $1,500; or on used, 100% of NADA Average Retail, whichever is less.
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†APR Refers to Annual Percentage Rate
The rate for which a borrower qualifies may depend upon the borrower's credit score, term of loan, down payment, and past credit performance. This rate schedule sets forth certain conditions, rates, fees and charges applicable to your accounts at the Credit Union at this time. The Credit Union may offer other rates or amend the rates contained in this schedule from time to time.TEST
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Federally insured by NCUA
Equal Housing Lender